What is Party Alcohol Liability?
This program provides protection when lawsuits are brought against individuals, organizations or companies who host single/multi-day functions with alcohol service. Designed for event hosts who are holding reception-type events in a rented facility. A valid liquor permit or license must be in place for service of alcohol IN A RENTED FACILITY. Events on Private property do not require a liquor license in place – Absolutely NO money can exchange for alcohol on private property without a liquor license in place. Please contact your local liquor board for rules and regulations on alcohol service and consumption.
Events with OVERNIGHT/CAMPING OR live entertainment OR sports DO NOT qualify for this policy.
Note: DJ’s are not considered as live entertainment
For events with live entertainment OR sports, please submit a Special Events Liability Application (Contact Your Agent)
What’s the coverage?
We offer limits of liability from $1,000,000 to $5,000,000 with a $500 deductible (some exceptions may apply).
Coverage included: Commercial General Liability, Host Liquor Liability, Tenant’s Legal Liability ($500,000) & Non-Owned Auto.
Examples of events
Weddings, Jack & Jills, banquest, socials, dances, cocktail parties, Christmas parties, euchre nights, blue line clubs and more. *Annual coverage available for monthly/weekly events.*
Having a Wedding?
You might want to look at our NEW Weddinguard (Contact Your Agent) package. It includes three(3) 24 hour periods of liability coverage as well as cancellation coverage and much more. The cost is comparable to our Party Alcohol rates, be sure to check it out!
Before You Start:
Once you have completed the application, a certificate of insurance will be issued and e-mailed to you. Please match information from Liquor permit and check rental agreement for specific requirements.