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Weddinguard

Weddinguard

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Policy Details 

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Contact Information

Christine Lishman

1-800-265-8098 ext. 242

christine.lishman@palcanada.com

My regular office hours are Monday- Friday, 8:30 am to 4:30 pm Eastern Time

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What is Weddinguard?

  • PAL's Weddinguard program is the most comprehensive and competitively-priced wedding insurance product on the Canadian market.
  • Provides the Liquor Liability coverage that many wedding venues require couples to obtain for their wedding, plus many more financial protections that will give you peace of mind in those critical days leading up to and on your wedding day.
  • You can apply up to one year in advance of your wedding for PAL's Weddinguard.
  • Note that the application MUST be received by PAL at least 3 full days prior to the ceremony date (example: if your wedding is on a Saturday, your application MUST be received by PAL no later than 11:59pm on the prior Tuesday).
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Packages

Each item listed under “Coverages” is included in each Package, with increasing levels of coverage per item.

  • Silver Package: From $200.00 + policy fee + tax (if applicable)
  • Gold Package: From $350.00 + policy fee + tax (if applicable)
  • Diamond Package: From $600.00 + policy fee + tax (if applicable)
  • Platinum Package: From $900.00 + policy fee + tax (if applicable)
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What’s the coverage?

  1. Commercial General Liability: including Host Liquor Liability for three (3) 24-hour periods.  Includes coverage for rehearsal dinner, ceremony, reception and gift opening.
    Extra 24-hour periods available upon request.
  2. Wedding Cancellation: Reimbursement of deposits paid or contracted to be paid because of unexpected cancellation of the wedding.
  3. Honeymoon Cancellation: Will reimburse if Insured suffers a loss of pre-paid, non-refundable cost of travel due to the cancellation of the actual wedding.
  4. Loss deposits: Will pay for non-refundable deposits made to providers of any booked goods or services if they suffer financial failure.
  5. Wedding photos and video: Payment of the extra expenses necessary to retake the photos if they cannot be reproduced for any reason including non-appearance of the photographer. 
  6. Bridal attire: Coverage for physical loss or damage to the bridal attire once the property is in the care of the Insured. 
  7. Wedding Gifts: Insurance for direct physical loss of or damage to wedding presents (24 hours prior to and after the wedding) while property is at the couples’ home or reception location or in transit between the two. 
  8. Rings: Covers physical loss or damage to wedding bands. Coverage starts 7 days prior to wedding.
  9. Wedding Cake and Flowers: Direct physical damage or loss to the wedding cake or flowers seven days prior to the wedding.
  10. Wedding Stationery: Physical damage or loss to the wedding stationery prior to the wedding. Includes invitations, RSVP cards, menus and name cards.
  11. Rented Property: Reimbursement of direct and physical damage to rented property used during the wedding reception. It includes, but is not limited to, temporary outdoor shelters, such as tents or marquees, tables and chairs, stages, audio and visual equipment.

WorldWide Coverage Available
  • Some restrictions apply
  • To be eligible for Destination Wedding Coverage, the legally binding ceremony MUST take place at the destination location.
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After the Wedding

Protect your engagement ring or wedding ring(s) with PAL's Wedding Rings coverage. Rest assured that your precious items are protected. Please quote your Weddinguard policy number or Weddinguard discount code for special pricing.




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Section 1

Reference #
44-112628


Are you already married?: * 
               
Is the wedding taking place in Canada?: * 
               
Check to confirm you are aware this policy will not respond to any COVID related claims or incidents. (Contact PAL for further information): * 
        

Section 2

Search by Event Location or Name of Venue: 
   
Select Package: * 
 
Select Liability Limit: * 
 
Liability section offers 3 days of liability coverage within a 7 day period. Events may include rehearsal dinner, ceremony, reception and gift opening. The 7 day period will be effective 3 days prior to the reception date and will end 3 days after.

Section 3

Name Of Partner 1: * 
   
Name Of Partner 2: * 
   
Address: * 
   
City: * 
   
Province: * 
 
Postal Code: * 
   
Phone Number: * 
   
Email: * 
   
Click YES to confirm that there are NO known circumstances at this date likely to cause cancellation of the wedding: * 
        

Section 4

Reception Information

Reception Date: * 
 
Name of Reception Location: * 
   
Reception Address: * 
   
Reception City: * 
   
Reception Province: * 
 
Reception Postal Code: * 
   

Ceremony Information

Ceremony Date: * 
 
Name of Ceremony Location: * 
   
Ceremony Address: * 
   
Ceremony City: * 
   
Ceremony Province: * 
 
Are there any Additional Insured(s) with respect to liability?: * 
               

Section 5

Add Additional Insured: If an additional insured is required to be named, please describe the additional insured relationship to the event. Select if the additional insured is the Event Venue or Event City/Municipality and provide their name and address. Then select the ADD ADDITIONAL INSURED. You may add more additional insureds by repeating these steps.
Type: * 
 
 
 
Name Of Additional Insured: * 
   
Address:    
   
City:    
   
Province:    
 
Postal Code:    
   


Section 6

Premium is FULLY EARNED, no return premium on cancellation. Please click yes to confirm that you agree: * 
        
Name of person completing this form: * 
   
Mailing Address of person completing form: * 
   
City: * 
   
Province: * 
 
Postal Code: * 
   
Phone Number: * 
   
Email: * 
   
Verify Email: * 
   
Application and full payment must be submitted at least 3 full days prior to the reception date. To be eligible for weather related cancellation, the policy must be purchased at least 15 days prior to the wedding date.

Section 7

I /We hereby declare that the answers and declarations above, whether in my own hand or not, are true and that I /we warrant that no material fact has been withheld or misstated and agree that this proposal will form part of the policy and will form the basis of the contract with underwriters. I /we understand that the underwriters may declare any policy issued void in the event of any false statement, misrepresentation, omission or concealment whether made intentionally, innocently or accidentally. For purposes of the Insurance Companies Act (Canada), this document was issued in the course of Lloyd's Underwriters' insurance business in Canada
I/we agree: * 
        
I have reviewed the information above and have ensured it is 100% accurate. I have also included any Additional Insureds that may be required within the Venue’s rental agreement/requirements.
Check to confirm: * 
        
How did you hear about us?: 
 
If other, please specify: 
   
   

HELPFUL INFORMATION
Here are a few things to try to get your certificate successfully:
  1. Check the screen for any error messages. They will appear in red above the location of the error.
  2. Double check your information to make sure it has been entered correctly.
  3. You can always start over from scratch if you are having issues.
  4. You may want to try a different browser. Sometimes the settings of a certain browser may cause a problem and using a different browser will allow you to complete your submission.

 

CUSTOMER SERVICE
E-mail:  christine.lishman@palcanada.com
Phone: 1-800-265-8098 ext 823
Hours: Ontario 8:30am to 4:30pm EST Alberta 8:30am to 4:30pm MST

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