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Party Alcohol Liability

Party Alcohol Liability

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What is Party Alcohol Liability?

This program provides protection when lawsuits are brought against individuals, organizations or companies who host single/multi-day functions with alcohol service. Designed for event hosts who are holding reception-type events in a rented facility. A valid liquor permit or license must be in place for service of alcohol IN A RENTED FACILITY.  Events on Private property do not require a liquor license in place – Absolutely NO money can exchange for alcohol on private property without a liquor license in place. Please contact your local liquor board for rules and regulations on alcohol service and consumption.

Events with OVERNIGHT/CAMPING OR live entertainment OR sports DO NOT qualify for this policy.

Note: DJ’s are not considered as live entertainment

For events with live entertainment OR sports, please submit a Special Events Liability Application

 

 

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What’s the coverage?

We offer limits of liability from $1,000,000 to $5,000,000 with a $500 deductible (some exceptions may apply).

Coverage included: Commercial General Liability, Host Liquor Liability, Tenant’s Legal Liability ($500,000) & Non-Owned Auto.

 

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Examples of events

Weddings, Jack & Jills, banquest, socials, dances, cocktail parties, Christmas parties, euchre nights, blue line clubs and more.  *Annual coverage available for monthly/weekly events.*

 

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Having a Wedding?

You might want to look at our NEW Weddinguard package. It includes three(3) 24 hour periods of liability coverage as well as cancellation coverage and much more. The cost is comparable to our Party Alcohol rates, be sure to check it out!

 

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Before You Start:

Make sure you have:

  • Copy of the liquor permit
  • POC

FULL PAYMENT MUST BE COLLECTED AND POC’D TO FEDERATED BEFORE REQUESTING ISSUANCE OF POLICY DOCUMENTS

Once you have completed the application, a certificate of insurance will be issued and e-mailed to you. Please match information from Liquor permit and check rental agreement for specific requirements.


Noteworthy News Items

  • PAL’s Weddinguard Insurance could have helped when many weddings were displaced after devastating floods

    CALGARY- Some newlyweds have managed to pull off their dream weddings, despite the odds being highly stacked against them.

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  • Panicked brides-to-be had to search for their gowns after Toronto bridal store shuts down

    Deposits on wedding gowns would have been reimbursed in this situation if a PAL Weddinguard policy had been in place before it occurred.

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  • Brides left in the lurch after Guelph DJ closes up shop without warning.

    Dozens of couples are scrambling to find new DJs and transportation options after a Guelph-based entertainment business closed without warning at the end of July.

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