Caterer

Are you a Food vendor selling your food and beverages at an event such as Trade Show, fairs, festivals etc? If so, please see our Exhibitor program
If you are operating a Concession Stand please also see our Exhibitor program
Our Caterer program is designed for Caterers who have been hired by an event host to serve food and or drinks at their social event.
Available for Single Events or Annual Terms.
Provides coverage in the event that someone gets sick while eating your food, injures themselves if they trip over a piece of your equipment, or gets scalded by a hot dish that you prepared.
Our policy will respond to defend you in a court of law if someone brings a suit against you for these types of injuries.
Caterers must hold a valid Food Handler Certificate.
If alcohol is included, a valid liquor permit or license must be in place for service of alcohol; as well, Servers must hold a valid Smart Serve, Serve It Right or equivalent Provincial Certificate.

Limits of Liability from $2,000,000 to $5,000,000 with a $1,000 Deductible (some exceptions may apply).
Coverage included: Commercial General Liability including Third Party Property Damage/Bodily Injury; Medical Payment ($2,500pp/$25,000.00 max); Non-Owned Auto; Food and Beverage Product Coverage; Cross Liability; Employees/Volunteers as Additional Insured; and Tenant’s Legal Liability ($500,000.00+).
Coverage offered is for the Caterer only. Policy does not extend to the event host; therefore, Insured should advise the event host to obtain their own Special Event Liability insurance. Event Hosts can apply for PAL's Special Event Program HERE.

Due to high volume, we are experiencing longer than normal quote turnaround.
If your event is within 7 business days this will be pushed through as a RUSH quote.
All Event submissions WILL receive a quotation prior to their event start date.