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** Due to high volume, we are experiencing longer than normal quote turnaround. **
If your event is within 7 business days this will be pushed through as a RUSH quote.
All Event submissions WILL receive a quotation prior to their event start date.



Performer Liability

Performer Liability

Apply Now! 

Policy Details 

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Contact Information

Paula Case

1-800-265-8098 ext 235

paula.case@palcanada.com

My regular office hours are Monday- Friday, 8:30 am to 4:30 pm Eastern Time

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What is Performer Liability?

  • Per Event or Annual Coverage Available
  • Designed for individuals or groups that are hired to perform at an event. Many venues/show hosts now require each party involved in the event to carry their own liability coverage, including performers. 
  • Provides General Liability and Property coverage for many types of performers such as musicians, singers, dancers, DJs, actors, buskers, street performers, karaoke operators, rock/pop bands and much more.
  • Excludes all performances in nightclubs.

 

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To Qualify

The event host must already carry liability insurance for the event itself.  The Insured must be hired to perform only, not to organize the event.  If the Insured is organizing the event (renting the space, selling tickets, etc.) please complete our Special Events Liability application.

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What’s the coverage?

  • Limits of Liability from $1,000,000 to $5,000,000 with a $500 deductible. 
  • Policy package also includes up to $25,000 of property coverage for equipment, instruments and more.
  • Property must be stored at a location with locked doors or a working alarm or 24-hour security when not in use.

PLEASE REVIEW YOUR CONTRACT WITH THE SHOW ORGANIZER OR VENUE PRIOR TO SUBMITTING YOUR APPLICATION AS ANY CHANGES AFTER POLICY ISSUANCE WILL BE SUBJECT TO A $25 FEE AND / OR ADDITIONAL PREMIUM.

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Rental Reimbursement Option 

  • If your equipment is lost or damaged and you must rent replacements for the gig, the policy will reimburse you for the expense (some restrictions apply).




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Section 1

Reference #
57-24354


Name of insured: * 
   
If individual, date of birth: 
 
Address: * 
   
City: * 
   
Province: * 
 
Postal Code: * 
   
Phone Number: * 
   
Email: 
   
Website: 
   

Section 2

Term Selection: 
 
Effective Date: * 
 
Start Time: * 
 
Expiry will default to 11:59 pm based on the number of days selected.

End Time: * 
   
Is your Performance in Canada?: * 
               
Additional Insured: 
               

Section 3

Add Additional Insured: If an additional insured is required to be named, please describe the additional insured relationship to the event. Select if the additional insured is an Event Organizer, the Event Venue or Event City/Municipality and provide their name and address, the event name and address and the dates you will be exhibiting at the event. Then select the ADD ADDITIONAL INSURED. You may add more additional insureds by repeating these steps.
Type: * 
 
 
 
 
Name Of Additional Insured: * 
   
Address:    
   
City:    
   
Province:    
 
Postal Code:    
   
With respect to the event:
Event name: * 
   
Event Address:    
   
Event City:    
   
Event Province:    
 
Event Postal Code:    
   
Start Date: * 
 
End Date: * 
 


Section 4

Name of location of event: 
   
Address of location: 
   
City: 
   
Province: 
 
Postal Code: 
   
Estimated Attendees / Performance: * 
   
Estimated # of performances/ year: * 
   
Annual Receipts: * 
   
How many performers: * 
   
Limit of Liability (million): * 
 
Performer Type: * 
 
Additional Comments: 
   

Section 5

PAL's Performer program automatically includes up to $25 000.00 of property coverage. Please provide details below if value of your property is over $25 000.00.
What is the value of your property?: * 
 
 
 
Property value (if greater than $25,000): 
   
Property must be stored at a location with locked doors or a working alarm or 24 hour security while not in use. I / We agree: * 
        
Property items to be insured: * 
   
Property owned?: * 
               
Where will you store the property when not in use?: * 
   
Full property address: * 
   
Locked Doors: * 
               
Is the premise sprinklered: * 
               
Are there security personnel on site: * 
               
Is there 24 hour security: * 
               
Are there security cameras on site: * 
               
Is the premise alarmed: * 
                             
Are there additional security measures while NOT in use: 
   
Will the property to be insured be exposed to any special hazards? Please describe.: 
   

Section 6

Rental Reimbursement Limit: * 
 
Have we insured this risk previously? Please provide policy number: 
   
Have you been declined or cancelled by any other insurer(s).: * 
               
If so, please provide details: 
   
Loss History: 
   
General comments: 
   

Section 7

Are you the insured?: 
        
Premium is FULLY EARNED, no return premium on cancellation. Please click yes to confirm that you agree: * 
        
Name of person completing this form: * 
   
Mailing Address of person completing form: * 
   
City: * 
   
Province: * 
 
Postal Code: * 
   
Phone Number: * 
   
Email: * 
   
Verify Email: * 
   
I /We hereby declare that the answers and declarations above, whether in my own hand or not, are true and that I /we warrant that no material fact has been withheld or misstated and agree that this proposal will form part of the policy and will form the basis of the contract with underwriters. I /we understand that the underwriters may declare any policy issued void in the event of any false statement, misrepresentation, omission or concealment whether made intentionally, innocently or accidentally. For purposes of the Insurance Companies Act (Canada), this document was issued in the course of Lloyd's Underwriters' insurance business in Canada
I/we agree: * 
        
I have reviewed the information above and have ensured it is 100% accurate. I have also included any Additional Insureds that may be required within the Venue’s rental agreement/requirements.
Check to confirm: * 
        
How did you hear about us?: 
 
If other, please specify: 
   
   

HELPFUL INFORMATION
Here are a few things to try to get your certificate successfully:
  1. Check the screen for any error messages. They will appear in red above the location of the error.
  2. Double check your information to make sure it has been entered correctly.
  3. You can always start over from scratch if you are having issues.
  4. You may want to try a different browser. Sometimes the settings of a certain browser may cause a problem and using a different browser will allow you to complete your submission.

 

CUSTOMER SERVICE
E-mail:  ontario@palcanada.com
Phone: 1-800-265-8098
Hours: Ontario 8:30am to 4:30pm EST Alberta 8:30am to 4:30pm MST

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